Big-Bank Tools.Neighbor-Bank Decisions.
For over a century, Texas Gulf Bank has answered to its customers — not a call center. Local people approve local loans, usually in days, not weeks.
Nine banking centers. Zero phone menus.
Three ways we help.
Personal
Checking and savings that work the way you'd expect — and a banker who answers on the second ring, not the fifth menu.
Explore personal bankingBuilt for growthBusiness
Loan decisions made down the street, not in another time zone. Commercial lending built around Gulf Coast industries.
Explore business bankingBank from anywhereDigital Banking
Deposit a check from the truck. Pay a bill from the deer lease. Full banking, wherever Wednesday finds you.
Explore digital bankingOver a Century ofTexas Banking
Texas Gulf Bank is an independently owned and operated community bank with locations in Harris, Galveston, and Brazoria counties. For over 100 years, we've been a strong and financially secure member of the Texas Gulf Coast community.
We pride ourselves on personal relationships — you'll always speak face-to-face with a local decision-maker. Our team members live and work in the same communities where our branches are located.
100+
Years Serving Texas
9
Community Branches
3
Coastal Counties
"Building relationships that last generations — that's what community banking is all about."
Current rates,
no runaround.
Current Rates
Featured annual percentage yields published August 17, 2026.
12-Month CD
$2,500 minimum
3.45%
APY
18-Month CD
$2,500 minimum
3.30%
APY
Gulf Advantage Checking
Requirements apply
0.80%
APY
Money Market
From $500 to open
up to 1.66%
APY
Rates may change. Fees may reduce earnings. CD early-withdrawal penalties may apply. See the complete rate sheet for terms and account requirements.
View complete rates and disclosuresWorth knowing.
Texas Gulf Bank Promotes Jessica Cash to Chief Credit Officer
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Read →Come in as a stranger.Leave as a regular.
Nine banking centers from Angleton to Houston. Walk-ins welcome, phones answered by people, decisions made here — not in another state.